Engage Financial
Services
Life Health Wealth
Products
Life Insurance:
Would your loved ones be financially affected if something happened to you? -Protects the ones you love
-Cover debts
-Pay Family bills,
-Pay Final expenses,
-Pay Mortgages
-Pay Children's education
-Provide financial security to those who matter most to you
-Provide a death benefit, so they have one less thing to worry about during difficult times
-Term and permanent plans
-Match to your needs and budget
-Tax free benefit
The Most Unselfish Act
You Will Do!
Annuities
- Protect yourself from the risk of outliving
your money
- Cover Basic Expenses in Retirement
- Save funds under an annuity contract and
qualify for creditor protection (in most
circumstances)
- Beneficiary designation (tax-free benefit)
-In exchange for a lump-sum premium, an insurance company guarantees to pay you an income for life as long as the annuity contract specifies.
-Your income will be secure from market and interest rate risks
-If you buy your annuity with non-registered savings, you could also benefit from tax savings.
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Life Income Annuity
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Retirement Income Annuity
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Term Certain Annuity
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Accumulation Annuity (Flexible)
Guaranteed Life Insurance
Even if you don't believe you could qualify for life insurance
*****NO Medical Exams*****
- Up to $50,000 coverage available
- Premiums will never increase
- Funds are Paid Directly to your Beneficiary and can be used for final expenses, unpaid bills or as a legacy to your loved ones
- Help your loved ones pay for final expense costs.
-Tax Free Benefit
Critical Illness Insurance
Recovery may come with a significant financial cost that impacts both you and the people close to you.
-Critical Illness coverage helps cover the costs associated with life-altering illnesses
- lump-sum cash benefit
Freedom of Choice:
-Consider new medical treatments and medications not covered by private or government health insurance plans
- you decide how to spend the money
-Reduce financial concerns
-tax-free benefit
Health & Dental Insurance
We have group and individual plans available
Helps you and your family pay for necessary
medical expenses that aren't covered by
your provincial plan.
-prescription drugs
-Vision care
-Audiologists
-Chiropractic care
-Podiatrist
-Massage therapy
-Acupuncture
-Physiotherapy
-Licensed Speech therapy
-Licensed clinical psychologists
-Naturopaths, not including food or vitamin supplements
-OsteopathsClinical Dieticians
-Medical Equipment and Supplies
-Home nursing care
-Emergency ground or air ambulance to the nearest hospital
- basic dental maintenance coverage -Endodontic, Periodontal coverage
and much more...
Travel Insurance
Guaranteed Investments
Mortgage Insurance
Employee Benefit Program
RRSPs & RRIFs
Tax Free Savings Plans (TFSA)